What is the difference between planning a wedding or planning a funeral? Both have a minister, flowers, music, a service, family, friends, and possibly a party afterwards. The difference is that a wedding is planned over the course of 6 months to a 1 year; a funeral is planned in 2 days! Unfortunately, many decisions are made by families in the most emotional time of their lives. Why not establish a Funeral Expense Trust and remove the burden of emotional decision making for the family left behind?

If something were to happen to you today, how would your funeral be paid for and who would make those decisions? The average adult funeral price ranges between $8,000 and $13,000. Can you believe that out of 90% of people that know that a Funeral Expense Trust is a good idea, only 10% actually have one?

Common Sense Companies offers clients a Funeral Expense Trust that is an insurance product which increases at a guaranteed rate up to 2.25% every year for the rest of their lives. As a result of the regulated insurance industry, our clients have a piece of mind knowing that they will never lose the money set aside for the end of life’s journey. Our product is portable, guaranteed, and any money left over is given to the estate income tax free. Our associates guide each family through the simple documentation and are ready to help when life’s journey has ended.